MM2H now runs as four categories with fixed deposits set in US dollars: Silver USD 150,000 (5-year pass), Gold USD 500,000 (15 years), Platinum USD 1,000,000 (20 years), and a Forest City-only SEZ/SFZ tier at USD 65,000 for ages 21-49 or USD 32,000 for ages 50 and over (10 years). Every mainland tier now forces a property purchase you cannot sell for 10 years — RM600,000 minimum on Silver, RM1,000,000 on Gold, RM2,000,000 on Platinum — on top of a one-off participating fee of RM1,000 (Silver), RM3,000 (Gold) or RM200,000 (Platinum) and a processing fee of RM5,000 for the principal plus RM2,500 per dependant. Minimum age is 25 for Silver, Gold and Platinum; participants under 50 must be in Malaysia 90 cumulative days a year, while those 50 and over have no minimum stay.
In its favour: No Malaysian tax on foreign funds or income, including profit on the Malaysian fixed deposit.
Watch for: A property purchase is compulsory on every mainland tier and cannot be replaced by renting — RM600,000 on Silver, RM1,000,000 on Gold, RM2,000,000 on Platinum — and you cannot sell it for 10 years except to upgrade to a more expensive one.
Verified, 3 October 2026. Full requirements and sources
Sarawak-Malaysia My Second Home (S-MM2H) is the Sarawak state government's own long-stay pass, run by the Ministry of Tourism, Creative Industry and Performing Arts (MTCP) in Kuching rather than by federal MOTAC, and valid for residence in Sarawak only. Since 1 January 2025 it requires a RM500,000 fixed deposit at a Sarawak panel bank in the main applicant's name plus proof of RM10,000 a month in pension or offshore income (RM15,000 with a dependent), or RM100,000/RM200,000 in savings if you have neither, with a one-time non-refundable RM5,000 processing fee, a minimum age of 30, and Malaysian-valid medical insurance. The pass runs 5 + 5 years, obliges you to spend at least 30 days a year in Sarawak, and requires RM250,000 to stay in the fixed deposit for as long as you hold it.
In its favour: The presence requirement is 30 days a year in Sarawak, against 90 cumulative days a year for the federal MM2H tiers — the lightest stay obligation of any Malaysian long-stay programme.
Watch for: The RM500,000 deposit is on top of the income or savings test, not instead of it. The official guide sets out Fixed Deposit AND (pension OR offshore income OR savings) — most third-party write-ups get this wrong.
Unverified draft, 11 September 2026. Full requirements and sources