Which Asian retirement visas require health insurance?
By Asia Visa Guide editors · Last verified · draft record, see note
Of the retirement routes we document, Thai retirement visa (Non-O-A), Malaysia MM2H, Sarawak MM2H require health insurance; Philippines SRRV does not.
Thai retirement visa (Non-O-A): required, minimum ฿3,000,000. It must come from a Thai insurer on the official TGIA long-stay list, or from a foreign insurer able to issue the Foreign Insurance Certificate in the format Thai Immigration accepts.
Philippines SRRV: not required.
Malaysia MM2H: required. Health insurance is listed among the documents required to renew the MM2H pass; MOTAC publishes a List of Insurance Company on the official references page.
Sarawak MM2H: required. Medical insurance must be a Malaysian-valid policy — the checklist asks for a 'Certified copy of Local Medical Insurance Purchase'
Where cover is required, the conditions matter more than the headline limit. Read the specific page before buying a policy.
Some of the routes listed are draft records that have not been fully confirmed against an official page, so check the embassy or authority page before you pay for anything.
What changed
No rule change recorded across these routes in our dated log; see the dated rule changes page.
Official sources
- Royal Thai Embassy Doha: Retirement / Long Stay Visa (Non-Immigrant O-A), page dated 12 Apr 2024 (checked 11 October 2026)
- Philippine Retirement Authority, SRRV requirements
- MOTAC — MM2H Guidelines (Requirements and Regulations)
- MTCP Sarawak — S-MM2H Application Guide (official PDF)
Full requirements, evidence and every figure for this route are on the visa guide. This is guidance, not legal advice; embassies decide what they accept.
Related questions
- How much does the Thailand DTV cost?
- How much does the Thailand LTR visa cost?
- What are the money requirements for the Thailand DTV?
- What are the money requirements for the Thai retirement visa (Non-O-A)?