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Does the Thai retirement visa (Non-O-A) require health insurance?

By Asia Visa Guide editors · Last verified · draft record, see note

Yes. The Thai retirement visa (Non-O-A) requires health insurance, with minimum cover of ฿3,000,000, and the policy has to meet specific conditions.

It must come from a Thai insurer on the official TGIA long-stay list, or from a foreign insurer able to issue the Foreign Insurance Certificate in the format Thai Immigration accepts.

The consulate's document list includes the Foreign Insurance Certificate form, signed and stamped by the insurer, so a policy with a high limit but no certificate is incomplete.

A policy can meet the headline number and still fail at the desk if it does not cover the things the rule names or cannot produce the document the rule asks for. Ask the insurer in writing whether it issues the certificate your route needs before you buy.

Status of this record: draft. Not every figure has been confirmed character for character against an official page, so check the embassy or authority page before you pay for anything.

What changed

1 October 2021: That figure is obsolete for the O-A and has been since 2021. The current requirement is at least USD 100,000 / 3,000,000 THB of cover including all medical benefits. The old numbers still circulate widely in guides and in AI-generated answers, and a policy bought to meet them will be rejected at the counter.

Official sources

Full requirements, evidence and every figure for this route are on the visa guide. This is guidance, not legal advice; embassies decide what they accept.

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